Plug in your real numbers — see who actually costs the least for your business.
| Provider | Annual fees | vs cheapest | Visit |
|---|---|---|---|
Stripe 1.5% + 20p UK cards online | £354 | Cheapest | Open account |
Square Flat-rate, no contract | £375 | +£20 | Open account |
SumUp Pay-as-you-go reader | £435 | +£81 | Open account |
Zettle (PayPal) Solid all-rounder | £440 | +£86 | Open account |
Worldpay Best for high volume | £521 | +£167 | Open account |
Indicative pricing for UK consumer cards. Premium / international cards typically incur surcharges. Always confirm with the provider before switching.
Affiliate disclosure: some links above are partner / affiliate links. If you sign up through them, SMB may earn a commission at no extra cost to you. This never affects the rankings — they're driven entirely by the inputs you enter.
Independent UK editorial covering the costs, risks and trends behind this tool.